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    HANDBOOK  JANUARY 2000INDEX FOR HANDBOOK CHAPTER 4 AND 5  JANUARY 2000
 
       CHAPTER.4 
    (Rev.02/01)                             CHAPTER.4 (PAGE 1) 
                                                           __________________      THE CLUB SANCTIONED BRIDGE GAME      ACBL issues sanctions to bridge clubs 
    authorizing them to run duplicate      games at which masterpoints are awarded, thus 
    permitting ACBL members and      others to compete on a regular basis in their 
    own community.  This      chapter presents ACBL rules and regulations 
    pertaining to clubs running      sanctioned masterpoint games.      It is the responsibility of the club to comply 
    with all local, state and      federal laws.  Clubs are not authorized to use 
    the ACBL name or logo or      other ACBL identification except in connection 
    with the issuance of      masterpoints.        SECTION ONE: ACBL CLUB MASTERPOINT GAME 
    SANCTION      An ACBL club sanction grants the right to an 
    entity to conduct bridge      games at regularly scheduled times and 
    locations and award masterpoints      at those games in accordance with specific ACBL 
    rules and regulations.        There are approximately 3,600 clubs that 
    conduct ACBL sanctioned games.      Some operate only a monthly game, while others 
    operate as many as 18      games a week.  Altogether, nearly 2.5 million 
    tables of sanctioned games      in clubs are played annually throughout ACBL 
    territory.        Games must be conducted in accordance with both 
    the letter and the spirit      of ACBL regulations as well as the Laws of 
    Duplicate Contract Bridge.       The success or failure of games conducted by a 
    club is the responsibility      of the club manager.  The club manager is free 
    to operate the club as he      or she sees fit, as long as the operation of 
    ACBL sanctioned games falls      within the limits prescribed by ACBL and the 
    unit within which the club      is geographically located.        I.  ELIGIBILITY      Any individual ACBL member, group of ACBL 
    members, or nonaffiliated      organization (such as a country club, a 
    fraternal or industrial      organization, or a church or other religious 
    group), may apply for a      sanction.  When ACBL issues a sanction, the 
    sanction holder is given the      right to conduct bridge games and award club 
    masterpoints in accordance      with ACBL rules and regulations. Sanction 
    application forms are available      from the ACBL Club Membership Department.        II. SANCTIONED GAME PROVISIONS       A. SCHEDULING MASTERPOINT GAMES       A club may conduct one or more regularly 
    scheduled games under one       sanction, at varying sites.  The club must 
    list all regularly scheduled       games that will award masterpoints and all 
    addresses where these games       will be held on the sanction application.  
    Once the sanction is granted,       only those game sessions listed on the 
    application may award       masterpoints.  If a schedule change is 
    contemplated or proposed, two       weeks notice must be given to ACBL before the 
    change may be made.       However, no notice is necessary if a club's 
    regularly scheduled session       falls on the evening (6:00 p.m. or later) of 
    December 31 (New Year's       Eve).  The club may schedule two sessions of 
    play that night-one to       begin before midnight and the other after. 
    
                                    
                          CHAPTER.4 (PAGE 2) 
                                                           __________________       B. ADDING GAMES       A club may add or change game sessions on a 
    sanction any time during the       year, provided that it notifies the ACBL Club 
    Membership Department and       pays a fee (SEE Appendix G) for each game 
    session changed.         C. CANCELING SESSIONS       ACBL regulations permit the canceling of a 
    specific session without       penalty (SEE CHAPTER.4, Section Three-V.E).  
    The club manager or       director must note the canceled game session 
    on the Monthly Report Form.        No fees are refunded for canceled game 
    sessions.         D. NON-EXCLUSIVITY OF SANCTION       ACBL sanctions are not exclusive.  ACBL 
    encourages open competition       among clubs and will sanction two or more club 
    games simultaneously in       the same community but usually not at the same 
    location.  When two or       more club games do occupy the same quarters 
    (as happens when a group of       sanction holders cooperate to maintain a city 
    bridge center), they may       not operate simultaneously unless their games 
    are of a different class.         Units may not compete with existing club 
    games.  A unit may sponsor a       club game or games when no existing club 
    game(s) is in operation in a       given area.  Exception: Units operating a 
    club-type game prior to a new       game receiving sanction may continue to do so.         E. CLUB CHAMPIONSHIPS       Every club holding ACBL sanctioned games has 
    the right to run one       special club championship game each calendar 
    quarter for each game       session sanctioned.  For example, a club that 
    meets twice each week may       hold two club championships per quarter.  
    Regulations that cover club       championships are explained in detail in 
    Section Six of this chapter.         When a club recruits 10 new members, one 
    additional club championship       may be upgraded to a sectional-rated, black 
    point game (SEE CHAPTER.4,       Section Six-I.)         F. CLUBS IN GOOD STANDING       Clubs that operate in full compliance with 
    ACBL regulations remain in       good standing.  On application, ACBL will 
    renew their game sanctions for       the following year.  However, ACBL will not 
    renew sanctions for clubs       that have unresolved problems with monthly or 
    special game reports until       the problems are resolved.  ACBL is not 
    obligated to renew sanctions for       clubs with significant violations of ACBL 
    rules and regulations.        III. COST OF A SANCTION      All fees and charges for sanctions are payable 
    in U.S. funds or      designated equivalent.       A. NEW CLUB GAMES       ACBL considers a club game new if it has not 
    been sanctioned previously       at the specific location for which it is 
    applying, if it fails to renew       its sanction by January 31, if it is on 
    inactive status, or if it has       not conducted regularly scheduled duplicate 
    games during the preceding       calendar year.  However, if a club moves to a 
    new location in the same       playing area and retains its regular clientele 
    and club number, ACBL       does not consider it new.  Should a new club 
    game sanction be denied, a       specific reason will be given. 
    
                     
                                         CHAPTER.4 (PAGE 3) 
                                                           __________________       B. ANNUAL FEE       When a club files its annual sanction 
    application, it must include a fee       for each regularly scheduled game session it 
    intends to conduct.  This       fee is paid once a year (SEE Appendix G).  A 
    regularly scheduled game       session is held at approximately the same time 
    of day, on the same day       of the week, either weekly, every other week 
    (for example, every other       Wednesday), twice a month (for example, the 
    second and fourth Wednesday       of every month), or monthly.  Games that 
    operate for only a short time       during the year (for example, during summer 
    months or fall holidays) are       subject to this fee, just as if sessions were 
    held throughout the year.         C. TABLE FEES       A club must pay a fee for each sanctioned game 
    session held plus a fee       for each table in play.  ACBL charges only one 
    game session fee if       different levels of games are held 
    simultaneously.  The club must show       on the Monthly Report Form the number of game 
    sessions played, as well       as an exact listing of the number of tables in 
    play at each game session       (SEE CHAPTER.4, Table 4.1, page 5).  The club 
    must send this report to       ACBL along with the remittance to cover the 
    fees due.         NOTE: Sanction and session fees are waived for 
    any game that a club       schedules to recruit new members and for which 
    it charges no entry fee.        IV. OBTAINING A SANCTION       A. WAITING PERIOD       When ACBL receives an application for a new 
    club game sanction or       reinstatement of a lapsed sanction, there is 
    an automatic 30-day       probationary period before the sanction is 
    issued.  During this period,       copies of the application are sent to an 
    official of the unit that has       jurisdiction and, on request, to the district 
    director for their       assessment.         ACBL also requires a 30-day probationary 
    period when a club game       sanction is transferred to a new owner or 
    group.  During that time the       unit and/or district director may assess the 
    club's new management.  The       ACBL will waive the 30-day probationary period 
    if the unit or the       district director agrees in writing to the 
    waiver.         B. ALLOWABLE OBJECTIONS TO A SANCTION       A unit or district director may object to a 
    masterpoint game sanction       being granted on the grounds that: (1) the 
    proposed quarters are not       suitable, or (2) the applicant's record as an 
    ACBL member indicates       previous failures in meeting ACBL standards.  
    ACBL may refuse to grant a       new sanction because of the applicant's and/or 
    club manager's history of       failure to adhere to ACBL regulations.  If 
    ACBL rejects an application       because of an objection from the unit or 
    district director, the       applicant may appeal the rejection to the ACBL 
    Board of Directors.  The       applicant must make the appeal within 30 days 
    of the date he or she       received notice that the application was 
    rejected.         C. DURATION OF A SANCTION       A sanction is valid only until the end of the 
    calendar year for which it       was issued (SEE CHAPTER.4, Section One-V.D).  
    ACBL will not renew a       sanction if the club fails to observe 
    regulations, including those that       concern reporting and paying for special 
    events sanctioned by the club. 
    
   
                                                           CHAPTER.4 (PAGE 4) 
                                                           __________________         If for some reason, such as remodeling playing 
    quarters or location       loss, a club must close a game for an extended 
    period of time, ACBL will       place the sanction on an inactive status.  
    ACBL will not renew the       sanction for the following year unless the 
    club has a location and a       specific date when games will resume.        V.  SANCTIONED CLUB GAME REQUIREMENTS       A. MANAGER       Every ACBL sanctioned masterpoint club game 
    must designate an active       ACBL member as its manager, except as noted 
    below.  The manager may be       the owner or may be elected, appointed, or 
    hired.  If the club sponsor       is a non-bridge-related organization, the club 
    manager may be a non-ACBL       member employee of the sponsoring 
    organization.  The club manager is       accountable to ACBL for the enforcement of 
    ACBL rules and regulations in       all sanctioned games the club conducts.  The 
    club manager must supervise       the following activities:         - Issuance of club masterpoint receipts       - Preparation and filing of the Monthly Report 
    Form       - Correspondence with ACBL on club game 
    matters       - Application for sanction renewals and 
    reporting any change of club         managers or session changes on a form 
    provided by ACBL.  The         signatures of both club manager and owner 
    (proprietary club), or club         manager and president or secretary 
    (membership or sponsored club) must         be on the form when it is filed.         B. IDENTIFICATION NUMBERS       CLUB IDENTIFICATION NUMBER:  Each club holding 
    ACBL sanctioned games       receives an identification number, which 
    should be included on all       correspondence with ACBL.         GAME SESSION NUMBER:  For ease of 
    identification, especially in filling       out the Monthly Report Form, all game sessions 
    are assigned identifying       numbers as shown in Table 4.1 below:                            GAME SESSION IDENTIFICATION 
    NUMBERS           GAME SESSION      NUMBER              GAME 
    SESSION        NUMBER          Monday morning          1              
    Thursday evening      12          Monday afternoon        2              
    Friday morning        13          Monday evening          3              
    Friday afternoon      14          Tuesday morning         4              
    Friday evening        15          Tuesday afternoon       5              
    Saturday morning      16          Tuesday evening         6              
    Saturday afternoon    17          Wednesday morning       7              
    Saturday evening      18          Wednesday afternoon     8              
    Sunday morning        19          Wednesday evening       9              
    Sunday afternoon      20          Thursday morning       10              
    Sunday evening        21          Thursday afternoon   11             Any 
    other games                                                    
    (cruises, etc.)     22         Games that start prior to noon are morning 
    games; games that start from       noon to but not including 6:00 p.m. are 
    afternoon games; and games that       start from 6:00 p.m. to but not including 
    midnight are evening games. 
    
                                                    
             CHAPTER.4 (PAGE 5) 
                                                              __________________       C. CLUB OWNERSHIP OR SPONSORSHIP       PROPRIETARY CLUB: The club manager and the 
    club owner(s) of a       proprietary club (a club owned by one or more 
    individuals) must sign the       sanction application.         SPONSORED CLUB: For a sponsored club (one that 
    has a governing body such       as a board of directors), the club manager and 
    either the president or       the secretary of the club must sign the 
    sanction application.  For a       club that is sponsored by a non-bridge related 
    organization (such as a       private company or industry, a government 
    agency, a YMCA, or a country       club), the club manager and an official of the 
    sponsoring organization       (for example, the director of recreation, the 
    building manager, or the       program director) must sign the sanction 
    application.         D. SANCTION RENEWAL       In September, ACBL sends every club holding 
    ACBL sanctioned masterpoint       games a renewal application.  The application 
    lists all information on       record with ACBL concerning the club's 
    operation except the names of the       owners.  The club should indicate corrections, 
    additions, or changes on       the renewal application.  The club should then 
    return the application       form to ACBL headquarters with the appropriate 
    fees.  Noted changes       become effective January 1 of the year for 
    which the sanction is       granted, unless otherwise noted and approved.  
    Renewals for sponsored       club games must have the signatures of the 
    club manager and the       president or secretary.  If ACBL does not 
    receive an application for       sanction renewal before January 31 of the new 
    year, the sanction will be       canceled.         E. ARBITRATION AGREEMENT       An application for an ACBL club game sanction 
    will not be accepted until       the club manager or responsible party signs 
    the following arbitration       agreement: SHOULD ANY DISPUTE, OF WHATEVER 
    KIND OR NATURE, ARISE BETWEEN       ACBL, OTHER CLUBS, UNITS OR DISTRICTS AND THE 
    UNDERSIGNED CLUB, IT IS       AGREED THAT SUCH DISPUTE SHALL BE RESOLVED BY 
    BINDING ARBITRATION       PURSUANT TO THE RULES OF THE AMERICAN 
    ARBITRATION ASSOCIATION OR OTHER       METHOD OF BINDING ARBITRATION AS MAY BE AGREED 
    UPON MUTUALLY BY THE       PARTIES.         F. MONTHLY REPORT FORM       ACBL sends a year's supply of Monthly Report 
    Forms (SEE page 46) to the       club manager on approval of the sanction 
    renewal.  The club must file       the report for each month by the tenth of the 
    following month and must       include the appropriate remittance.  If a 
    club's monthly report(s), with       fees, is not received on time, a late fee will 
    be assessed.         G. SUSPENSION OF SANCTION       SUMMARY SUSPENSION BY MANAGEMENT: ACBL 
    management has the right to       cancel a club game sanction summarily for 
    refusal to comply with ACBL       regulations or with management's 
    interpretation of those regulations.        The club may appeal such a cancellation to the 
    ACBL Board of Directors       but must suspend operations pending the 
    hearing of the appeal. 
    
   
                                                           CHAPTER.4 (PAGE 6)            
                                                __________________       SUSPENSION BY THE UNIT:  The unit, by 
    committee or the unit board, may       hold a hearing and recommend to ACBL that a 
    club game sanction be       canceled for violation of ACBL rules and/or 
    regulations during ACBL       sanctioned games.  If ACBL follows such a 
    recommendation, the club       holding the game so canceled may appeal to the 
    District organization.        Pending the outcome of the appeal to the 
    district, the club may continue       to operate.  Appeals from district 
    recommendations are appealable to the       ACBL Board of Directors.        SECTION TWO: TYPES OF CLUB MASTERPOINT GAMES      There are four types of regular club games: 
    open,      invitational/restricted, newcomer, and Bridge 
    Plus.  One or more types of      games may be listed on a single sanction.        For ease of identification, especially in 
    filling out monthly reports,      these games are assigned classes as follows:                     Open                             
    Class 4                     Invitational/Restricted          
    Class 3                     Newcomer                         
    Class 2                     Bridge Plus                      
    Class 1      On written request to the ACBL Club Membership 
    Department, the club may      change the status of a game.        I.  OPEN GAME      This game is open to all ACBL members.  
    Prohibiting or allowing      non-members of ACBL to play does not affect 
    open game status.        In an open game a club may not bar players 
    because of their bridge      proficiency, religious or political 
    affiliations, sexual orientation,      race or national origin, nor may it prohibit 
    partnership formation      because of the skill of the pair.  The club may 
    not place the majority of      strong pairs in one direction, nor may it 
    otherwise segregate entries      into strong and weak groups (SEE CHAPTER.4, 
    Section Three-IV.B).         A. ALLOWABLE MASTERPOINT RESTRICTIONS       In an open game a club may stipulate that each 
    participant hold a       minimum number of masterpoints but cannot 
    stipulate a maximum.  For       example, an open game could specify that all 
    players must have no fewer       than 20 masterpoints but could not refuse 
    entry to a Life Master.         B. ALLOWABLE RESTRICTION OF CONVENTIONS       Club managers may regulate conventions in 
    games conducted at their       clubs.  A complete list of conventions that 
    may be used for club play is       shown on the ACBL General Convention Chart/SuperChart 
    (SEE Appendix       A; additional copies may be purchased from the 
    ACBL Sales Department).         C. OPEN GAMES IN CLUBS WITH MEMBERSHIP FEES       A club that charges a membership fee may 
    conduct an open game, but the       game must be open to all ACBL members, whether 
    or not they are members       of the club.  However, the club may allow its 
    own members to play at a       reduced fee.         The entry fee for a non-member may be as much 
    as 50% more than a       member's entry fee.  However, if the member 
    entry fee is less than       $1.00, a surcharge of $.50 for non-members is 
    permissible. 
    
   
                                                           CHAPTER.4 (PAGE 7)                                                      
      __________________       D. NUMBER OF BOARDS       An open pair game must have a minimum of 
    two-and-one-half tables.  A two       table individual with a one-winner movement or 
    a two table team game       (.01 masterpoints per board played, match 
    awards only) is allowed.  In       any open club game every contestant must play 
    AT LEAST 18 boards.         Sanctioned clubs may hold shortened regular 
    open games (not to include       any special games awarding extra masterpoints) 
    with a minimum number of       boards played of 12.  Masterpoints will be 
    awarded at 80% of the award       for open games.  Sanction fees will be the 
    same as for open games.        II. INVITATIONAL/RESTRICTED GAME      An invitational game is one that limits or 
    places restrictions on who can      participate in its events.  Participation 
    commonly is limited to:        -  Members and guests of the organization that 
    holds the sanction (such as         a country club or a fraternal organization)      -  Personnel (and their families and guests) of 
    industries that are         currently participating in commercial and 
    industrial leagues      -  Players who hold fewer than a stipulated 
    number of masterpoints (when         the maximum permitted is fewer than 20, the 
    game is defined as a         newcomer game)      -  Sections or directions segregated according 
    to strong and weak pairs      -  Strong players forbidden to play as partners      -  Husbands and wives only      -  Life Masters excluded or required to play 
    with non-Life Masters      -  Members of one sex only        Eligibility may be restricted for any reason 
    except those that violate      ACBL bylaws.        An invitational/restricted game may have no 
    fewer than two-and-one-half      tables (except in the case of a two-table 
    individual with a one-winner      movement), and every contestant must play AT 
    LEAST 18 boards.        III. NEWCOMER GAMES      A newcomer game is limited to players who hold 
    fewer than 20      masterpoints, although a club can set a lower 
    maximum, such as 1      masterpoint, if it so desires.        A newcomer game is conducted to acquaint new 
    players with duplicate      bridge and to encourage participation by 
    inexperienced players.        A newcomer game must consist of at least 
    two-and-one-half tables.       However, there are masterpoint awards for 
    two-table newcomer games      conducted as individuals or team games.  AT 
    LEAST 10 BOARDS MUST BE      PLAYED.        Any club with a sanctioned game may conduct a 
    newcomer game session.  The      game session may be run any time, even if 
    another regular club game      session is running concurrently.  However, the 
    club must list the      newcomer game session on the sanction 
    application and the monthly report. 
    
            
                                                  CHAPTER.4 (PAGE 8) 
                                                           __________________        ACBL recognizes that some relatively skilled 
    players, through failure to      register their club masterpoints, retain 
    masterpoint eligibility to      participate in newcomer events inappropriate to 
    their skill and/or      experience.  When the director or club 
    management determines that the      ability of a player is vastly superior to that 
    of the other newcomer game      participants, the club may refuse entry of that 
    player in its newcomer      events.        In such a case, the director should advise the 
    player, as diplomatically      as possible, that he or she is too proficient 
    to play in the newcomer      game.  The director should encourage the player 
    instead to participate in      the club's games with a higher masterpoint 
    limitation or the open games.         A. PLAYERS WITH 20 OR MORE MASTERPOINTS       Subject to specified conditions, a club may 
    allow one or two players who       hold 20 or more masterpoints to play in a 
    newcomer game.  This would be       the case when there is a single newcomer 
    player available whose       participation would eliminate a half-table 
    movement.  For example, if       there were 13 pairs plus one single, there 
    would be a 6 1/2 - table game       which, by adding a player, would become seven 
    tables.  In this instance,       the club may allow one non-newcomer to play.  
    In addition, when there is       an odd number of newcomer pairs entered, 
    resulting in a half-table       movement, the club may allow two non-newcomer 
    players to participate if       each plays with a newcomer partner and if a 
    Mitchell-type movement is       used; that is, the two newcomer/non-newcomer 
    pairs sit in opposite       directions.  These pairs are ineligible for 
    masterpoint awards from the       newcomer event.  In no case may the two 
    non-newcomer players play as       partners.         A partnership, including one with a fill-in 
    player (non-newcomer), may       use only the conventions the club allows for 
    that game.         B. LOSS OF RANKING       Pairs in which one partner is a non-newcomer 
    will not receive       masterpoints and will not be ranked.  For 
    example, if an ineligible pair       earns sufficient matchpoints to have finished 
    second, that pair is not       ranked.  Instead, the third-place pair is 
    ranked second and receives the       second place masterpoint awards.  In such a 
    case, all lower-ranked pairs       move up one rank, accordingly.         C. TABLE TOTALS       Ineligible pairs count in table totals.  For 
    example, ACBL considers as       a three-table game one that consists of four 
    pairs of newcomers and two       other pairs, each of which is made up of one 
    newcomer and one       non-newcomer, even though the two mixed 
    (non-newcomer and newcomer)       pairs are ineligible for masterpoint awards. 
    
   
                                                           CHAPTER.4 (PAGE 9)                
                                            __________________       D. THREE-MEMBER PAIRS       At the discretion of club management, 
    three-member pairs may participate       in newcomer games.  The club will apportion 
    earned masterpoints among       the three players in a ratio that approximates 
    the number of boards each       played. For example, a  pair consisting of 
    newcomer players A, B, and C       finishes first in a newcomer game where each 
    member of a two-member pair       is entitled to .40  masterpoints, or .80 
    masterpoints for the pair.  In       this three-member pair, however, A, B, and C 
    split .80 masterpoints       according to the number of boards each played.        IV. SPECIAL GAMES      In addition to regular games, ACBL designs 
    special programs to stimulate      bridge activity.  If the sanctioned activities 
    listed below do not meet      the requirements of a group or organization, 
    ACBL may be able to prepare      a special program that does.  Anyone interested 
    may contact the ACBL Club      Membership Department.         A. ACBL INTRODUCTORY GAMES       A club may conduct ACBL introductory games 
    without first obtaining       sanctions, but the games must have ACBL 
    approval.  The purpose of these       games is to acquaint members of nonaffiliated 
    groups or organizations       with duplicate bridge and the American 
    Contract Bridge League.         Bridge teachers, club managers, or 
    enthusiastic individual members are       usually the ones who organize introductory 
    games.  Groups, such as       luncheon clubs, religious organizations, or 
    industries interested in the       social or promotional possibilities of these 
    games often sponsor them.         The individuals who direct these games should 
    have reasonable       qualifications.  The director usually issues 
    club masterpoint       certificates, which are available from the 
    ACBL Club Membership       Department (SEE CHAPTER.4, Section Four-II.A).         Each game must have at least three tables, and 
    each player must complete       at least 10 boards.         B. HANDICAP GAMES       Handicapping of regularly sanctioned club 
    games can encourage players       with limited experience to attend the games by 
    giving them more       opportunity to win club masterpoints.  
    Stronger players also may be       freshly challenged by having to play better in 
    order to win.         When a club holds a handicap game, it must be 
    held during one of the       club's regularly scheduled sanctioned games.  
    The game may be organized       in any of the following ways:       - Creating a new game at a time different from 
    that of existing games         (with the expectation of drawing players not 
    now engaging in duplicate         play).       - Converting one session per week from an 
    existing game to a handicap         game.       - Converting an existing game to a handicap 
    game for half of its         sessions (for example, every other week 
    there could be a handicap         game).       - Where the clientele is large enough, 
    converting a section of play to         handicap format, keeping one section as 
    regular duplicate bridge. 
    
   
                                                           CHAPTER.4 (PAGE 10) 
                                                           __________________         - Creating a bridge team league in which all 
    players have handicaps for         a round-robin season.       - Conducting Swiss team sessions at specified 
    times with the teams         handicapped.       Clubs may establish handicaps by averaging a 
    player's previous       performances in comparable club game sessions 
    or by considering the       player's ACBL rank.         To establish handicaps for existing clientele, 
    directors should use past       recap sheets from recent game sessions.  For 
    example, to compute each       participant's percent of possible score for 
    the last three games in       which each took part, the player's matchpoint 
    score would be divided by       the maximum possible score, then a percentage 
    average would be computed.        The average is the sum of the three 
    percentages divided by three.  The       handicap percentage would be determined by 
    subtracting the average from       0.650 (par) and multiplying the result by 0.80 
    (or 0.90).  This method       would provide the player with a handicap of 80 
    or 90% of the difference       between their "average" and a stated par of 
    65%.         A sample handicap determination follows:  
    Scores were 0.510, 0.537, and       0.610, for a total of 1.657.  Dividing the 
    total by 3 yields an average       0.552.  Then, subtracting 0.552 from 0.650 
    yields 0.098, which,       multiplied by 0.90 equals a handicap of 0.088, 
    or 8.8%.         To arrive at the handicap for a pair, the 
    handicaps of both players are       added together and divided by two.  While the 
    game is being played, the       percentage handicap for each pair is converted 
    to handicap matchpoints.       This is accomplished by multiplying the 
    percentage handicap by the       possible matchpoints (for example, 156 average 
    equals 312 possible).        The handicap matchpoints for each pair are 
    posted in a column in which       they can be added easily to the raw score 
    matchpoints.  The after-game       calculations are merely a matter of adding two 
    matchpoint totals       together.  A sample calculation follows.  
    Percent handicap times       possible matchpoints equals the matchpoint 
    handicap, which is to be       added to raw score.              0.088 x 312 = 
    27                                         0.081 x 312 
    = 25                                         0.102 x 312 
    = 32                                         0.125 x 312 
    = 39                                         0.075 x 312 
    = 23       This calculation may be eased by subtracting 
    the lowest matchpoint       handicap from all the others.  Thus the pair 
    with the lowest handicap       has nothing added to their raw score, and the 
    other matchpoint handicaps       are reduced appropriately.  As an example, if 
    the lowest handicap in the       field is 15 matchpoints, subtract 15 from each 
    pair's calculated total.         When a contestant has not played in three 
    previous games, the club       director may use any of the following options:         - Explain that the player cannot use a 
    handicap until he or she         completes three games at the club.       - Establish the handicap based on only one 
    game (at the conclusion of         that game, or at the conclusion of two or 
    three games). 
    
                                                    
          CHAPTER.4 (PAGE 11) 
                                                           ___________________         - Base the handicap for the first game on the 
    player's rank (SEE Table         4.2).  For non-members, ACBL suggests that 
    the handicap shown on the         chart for the Club Master category be 
    arbitrarily assigned.         There are two methods of awarding masterpoints: 
    split masterpoint awards       or 100% awards for scratch winners and 50% 
    awards for handicap winners.        In the split method there are two winner 
    categories, or fields: raw       score and handicap score.  The first-place 
    award in each field will be       one-half of what it would be normally (maximum 
    in each field for first       place will be 0.75 club masterpoints). Players 
    placing in both fields       (which is what often happens) receive the 
    total of the two awards added       together.         In the other method the scratch winners 
    receive 100% awards while the       handicap winners receive 50% awards.  Players 
    receive the higher of the       awards, but NOT both.         ACBL suggests that club masterpoint 
    certificates be marked with an "H"       to indicate handicap place of finish and with 
    an "R" to indicate raw       score place of finish.         The club should indicate on its Monthly Report 
    Forms and on the Club       Masterpoint Certificates those games that are 
    handicap games.         Handicaps based on rank are easier to 
    administer and maintain than any       other form of handicapping. Using the rank 
    format, each member's       handicap is added to that of his or her 
    partner to determine the size of       the handicap.  One board equals the maximum 
    matchpoints possible on a       board. For example, a Junior Master (1 1/4 
    boards) playing with a       Sectional Master (3/4 board) would have a 
    handicap equal to two boards.         For further information about handicapped 
    games, the pamphlet       "HANDICAPS" is available from the ACBL Club 
    Membership Department.                          TABLE 4.2  HANDICAP BONUS 
    TABLE (RANK)            Player Rank         Masterpoints    Percent 
    Handicap    Bonus Board          Rookie                0-  4.99            
    25               1-1/2          Junior Master         5- 19.99            
    22               1-1/4          Club Master          20- 49.99            
    19               1          Sectional Master     50- 99.99            
    16               3/4          Regional Master     100-199.99            
    13               1/2          NABC Master         200+ (not LM)         
    10               1/4          Life Master         Under 500              
    5               1/8          Life Master         500+                   
    0               0         C. STRATIFIED PAIRS       A stratified pair game is one that produces 
    more than one set of       winners.  All pairs are ranked in the top 
    stratum; the pairs in the top       stratum are eliminated in determining the 
    ranks in Stratum B; both A and       B pairs are eliminated in determining the 
    ranks in Stratum C.  It is       possible for Stratum B and C pairs to place in 
    the higher strata, but       Stratum A pairs are eligible for A awards 
    only; and Stratum B pairs are       eligible for A and B awards only.  The stratum 
    in which a pair plays is       determined by the player who has the most 
    masterpoints. 
    
   
                                                           CHAPTER.4 (PAGE 12) 
                                                           ___________________         Stratified pair games may be conducted with 
    two or three strata.  The       lowest stratum may have any upper masterpoint 
    limitation suitable for       the club.  The lowest stratum must have at 
    least five pairs for overall       awards to be issued and at least three pairs 
    in a comparison group for       section awards to be issued.  There should be 
    approximately the same       number of pairs sitting N/S and E/W in each 
    stratum, so that the section       awards will be equal.         The game is first scored on the total number 
    of tables in play, and       masterpoints are computed from the 
    Open/Invitational point award chart.       Awards for the second stratum include tables 
    in the remainder of the       game (all but the top stratum) and are 
    computed from the appropriate       point award chart.         In a Newcomer stratum (0 to 20 masterpoints), 
    only tables in this       stratum receive masterpoints, from the 
    newcomer award chart.         The club issues masterpoints to each player 
    based on the place of       finish.  If the player places in more than one 
    stratum, the player       receives the higher of the two awards, not 
    both.         For further information about stratified 
    games, the pamphlet       "STRATIFYING YOUR CLUB GAME" is available from 
    the ACBL Club Membership       Department.         D. HOME STYLE       The purpose of the home style bridge concept 
    is to attract primarily the       non-duplicate bridge playing public to ACBL 
    clubs.  Home style bridge is       an easy-to-run, fun game.  Since cards are 
    shuffled and dealt for each       hand, social and rubber bridge players adapt 
    to it easily.         The Swiss pairs format is the most popular 
    among the clubs that have       tried this program.  Pairs are each assigned a 
    different number and are       seated at random for the first round.  Players 
    cut for the deal and, in       most movements, play four deals per round.  At 
    the end of the round they       total their scores and report the point 
    difference (either plus or       minus) to the game director.  The game 
    director converts the score to       victory points (SEE CHAPTER.4, Section 
    Seven-I.B.2) and records this       figure on the recap sheet.  Starting with the 
    two highest victory point       totals, the director assigns the seating for 
    the next round so that       pairs with the closest scores play against 
    each other.  The same       procedure is used for all succeeding rounds.  
    A record of the pair       assignments for each round must be kept by the 
    director so that pairs       play against each other only once in the same 
    session.  After all the       players receive their seating assignments, the 
    next round begins.         Overall and match awards are issued for this 
    type of contest.  Match       awards are based on total score before 
    conversion to victory points.  In       the case of a tie, each pair receives one-half 
    of the individual match       award.         Match awards, which are based on the number of 
    boards played in the       match and the classification of the club, may 
    be found in the       Masterpoint Award Charts located in files 
    MPSWISS or MPKOS. 
    
   
                                                           CHAPTER.4 (PAGE 13) 
                                                           ___________________         Open clubs issue .04 club masterpoints to the 
    winners of each four-board       match, and invitational/newcomer clubs award 
    .03 club masterpoints for       each four-board match. Overall rank is based 
    on the total victory points       won in a complete session of play.  Players 
    receive either the overall       award or the total of the match awards, 
    whichever is greater.  For       overall masterpoint awards, refer to the files 
    MPPAIRS, MPSWISS, MPKOS.       These games earn the same overall masterpoint 
    awards as any other       regularly sanctioned club game; that is, 
    awards are based on the type of       club (open, invitational/ restricted, or 
    newcomer).         When issuing Club Masterpoint Certificates for 
    these games, the letters       H.S. should be printed to the left of the box 
    in which the amount of the       award is written.         Home style bridge may be used in club games 
    only.  It may be used in       club championships and charity club 
    championships but not for ACBL-wide       events, district-wide events, or any other 
    special events.  Clubs must       apply to the ACBL Club Membership Department 
    to conduct home style       bridge games that will issue masterpoints.  
    The Alert procedure and skip       bid warning are not encouraged for this type 
    of event.         Regular convention cards should not be used 
    for home style games.  An       inexpensive, specially designed home style 
    convention card is available       from ACBL.         E. COLLEGE PROGRAM       ACBL offers a plan for duplicate bridge 
    activity on college campuses.        On request, the ACBL Education Department will 
    send an information       packet and a sanction application to any 
    student or faculty member who       is interested in operating a sanctioned bridge 
    game on any campus within       ACBL jurisdiction.  The sanction application 
    should be completed in       accordance with the regulations listed below 
    and returned to the ACBL       Education Department.         - Games are to be open to students, faculty 
    members, and their spouses         only.       - No matter how many times a year a game is 
    scheduled, an annual fee for         each game session must accompany the 
    application.  The sanction year         runs from January 1 through December 31.       - The college game is not required to operate 
    on a regular schedule.          The day of the week may be changed if the 
    change does not interfere         with the schedule of an existing open club 
    on the campus.       - The game will be allotted one session with 
    club championship rating         for every 12 regular sessions played.       - The college game is rated as an invitational 
    game.       - Each game must submit a Monthly Report of 
    all game activity that         occurred during the preceding month.  Report 
    forms are sent along with         sanction approval.  The Monthly Report must 
    be mailed to ACBL no later         than the 10th of the month following the 
    month in which the reported         games were played.       - A fee for each game plus a fee for each 
    table must be sent with the         report form.       - A faculty adviser must co-sign the sanction 
    application and must agree         to serve as the official ACBL contact. 
    
                                               
               CHAPTER.4 (PAGE 14) 
                                                           ___________________       F. JUNIOR MONTH       The month of February is designated as Junior 
    month.  During this month       each club is authorized to hold 
    sectional-rated black point Junior Fund       games.  All clubs may run as many fund games 
    as they have games.  Up to       four Junior Fund Games may be run in any other 
    month.  The additional       fees (see Appendix G) go to the ACBL Junior 
    Fund in the USA and the       Canadian Junior Fund in Canada (Canadian 
    dollars).  Bermuda and Mexico       fees can go to either of the above funds or an 
    equivalent fund.         G. HIGH SCHOOL GAMES       A high school interested in adopting a program 
    similar to that offered       to a college should write to the ACBL 
    Education Department for more       information.         H. PUPIL GAMES       A bridge teacher may apply for a special 
    sanction to conduct a pupil       game.  ACBL will issue the sanction free of 
    charge if: (1) the applicant       is an ACBL member, (2) the game is restricted 
    to bona fide students of       the sanction holder, (3) the lessons run for a 
    minimum of 45 minutes,       and (4)  at least nine boards are to be 
    played.  A minimum of at least       eight participating students is required. If 
    there are only two tables,       the game must be run as a team event, 
    individual event, or Swiss pair       game.         The game may be sanctioned as a regularly 
    scheduled session or       periodically, subject to ACBL regulations.  
    The sessions may be run at       different times and places from the lessons.  
    A monthly report form is       not required for pupil games, and there are no 
    session or table fees.         The teacher who runs the game need not be an 
    ACBL club director.  The       interests of both the teacher and the pupils 
    are advanced substantially,       however, if the teacher has such a rating.         I. BRIDGE PLUS       These games provide a transition from ACBL 
    beginning bridge classes to       newcomer games conducted at ACBL-sanctioned 
    games.  They are operated by       ACBL accredited teachers.  Players are 
    encouraged to ask the teachers       for advice on bidding and playing the hands 
    after play has been       completed.         A sanction is required to conduct an ACBL 
    Bridge Plus game.  Bridge Plus       sanctions are issued free of session fees if 
    all of the following       conditions are met:         - The applicant must be an ACBL accredited 
    teacher or a club manager in         conjunction with an ACBL accredited teacher, 
    but only the teacher is         authorized to run the game.       - Only bona fide students with fewer than 5 
    masterpoints may participate         in the game.       - The game must consist of 10 to 14 boards.       - The game must be sanctioned for weekly 
    operation and should be run for         no fewer than two hours and no more than 
    two-and-one-half hours. 
    
   
                                                           CHAPTER.4 (PAGE 15) 
                                                           ___________________         - Monthly Reports must be sent to ACBL by the 
    tenth of the month         following the month in which the game was 
    held, and the reports must         show the dates the games were held and the 
    number of tables in play.         Per table and per game fees must accompany 
    the reports.  The ACBL Club         Membership Department provides the blank 
    Monthly Report forms.         If an accredited teacher is not able to meet 
    all the above conditions,       he or she may conduct a cost-free sanctioned 
    pupil game.         ACBL recommends (but does not make mandatory) 
    the provision of a non-       smoking environment in a separate room in 
    which there are no other games       being conducted.         Club Masterpoint Certificate pads are 
    available to the sanction holder,       and only the club manager or co-manager can 
    issue the masterpoints.  A       minimum of 0.10 masterpoints will be awarded 
    to the winners of three       table games.         The teacher who runs the game need not be a 
    club director, although ACBL       encourages teachers to have this rating.  The 
    teacher/director resolves       all irregularities.         At the teacher's discretion, beginning bridge 
    players with whom he or       she is acquainted or friends of the students 
    may play in Bridge Plus       games.         The teacher may use pre-dealt hands each 
    week.  A set of newcomer hands       can be purchased from the ACBL Sales 
    Department.         J. CRUISE SHIPS       The ACBL sanctions duplicate games as part of 
    the social program aboard       cruise ships.  Any ship that conducts 
    sanctioned bridge games must pay       an annual sanction fee. This fee permits the 
    ship to conduct sanctioned       games on all its cruises for the entire year.  
    A letter of permission       from the cruise line authorizing a director to 
    conduct a bridge program       on the ship for a calendar year must accompany 
    the sanction application.        The ACBL provides a free supply of club 
    masterpoint reports and       receipts.         The ACBL will sanction games on a ship for a 
    single cruise that does not       exceed 14 days, charging a sanction fee.  
    There is one sanction fee for       cruises of one to seven days and a larger 
    sanction fee for cruises of       eight to thirty days (see Appendix G).  
    Whoever receives sanctions for       cruise ships is expected, within the 
    constraints placed upon them by the       cruise lines, to actively promote ACBL for the 
    purpose of recruiting new       members.         ACBL defines the duration of a cruise as the 
    period from the time the       ship leaves the port of embarkation until it 
    either returns to that port       or terminates the advertised cruise at a 
    different port.  A 40-day       cruise to the Orient, for example, is a single 
    cruise, even though it       may involve 18 days going, 4 days in port, and 
    18 days returning. 
    
   
                                                           CHAPTER.4 (PAGE 16) 
                                                           ___________________         Cruise ships need not hold club masterpoint 
    games at regularly scheduled       intervals.  Since the games are part of the 
    social activity, they must       suit the convenience of the players.  The 
    technical operation of the       games must follow the regulations set forth 
    for most sanctioned club       games, with the following exceptions:         - There are no table and session fees, and the 
    director of the         sanctioned cruise game does not have to 
    submit a Monthly Report form.       - Masterpoint awards are 50% of the award for 
    an open club game.         Directors also may hold newcomer games if 
    warranted.       - ACBL regulations require that these games 
    have a club or higher rated         director.       - There is no requirement that a specific 
    number of boards be played         during a session.  Masterpoint awards for 
    such events are the same as         they are for a complete game.         As a supplement to the cruise games 
    authorized, cruise championships may       be scheduled in accordance with the following 
    regulations:         - A limit of one cruise championship event of 
    each kind every 14 days         may be held during the cruise.  The event 
    may be of one or two         sessions.  Typical cruise championship 
    events are open pairs, men's         and women's pairs, mixed pairs, and 
    individuals.       - Masterpoint awards for cruise championships 
    are 50% of an open game         championship.  Players who earn masterpoints 
    in a cruise game receive         their points from ACBL.         Directors or managers on cruise ships need not 
    pay the per table session       fees, but must submit club masterpoint reports 
    to ACBL at the end of the       cruise.         K. LAND CRUISES       The sanction fees for land cruises are the 
    same as they are for ship       cruises.  The only difference is that the 
    "cruise" is held on land.        Land cruises that operate at a single site in 
    an ACBL country for more       than 14 days will be sanctioned as a club game 
    and report as one.  All       other land cruises held in an ACBL country 
    that are open to all ACBL       members will be able to award masterpoints at 
    full open club value.        ACBL would consider, for example, a sanctioned 
    bridge game held over a       weekend at a vacation resort as a single land 
    cruise.         L. SANCTIONED ONLINE COMPUTER GAMES       Masterpoints can now be awarded in online 
    computer bridge games.  The       recognition of these points will be in the 
    form of a new type of       masterpoint and they will have no 
    pigmentation.  No more than 1/3 of the       masterpoints needed to achieve established 
    ACBL status levels can be       from online play.  Thus no more than 100 of 
    the required 300       masterpoints for Life Master may come from 
    online play.  The total       number of masterpoints available to be awarded 
    in an online club game       will be the same as in a comparably sized 
    face-to face game. 
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